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You've worked hard for your money, so it's only right that it should work hard for you too. Whether you're approaching retirement or planning to invest for your future, the secret to wealth management is choosing the most tax effective place for your savings, whilst gaining the maximum return.

Investing time in your investments

At Ian C. Moyer Insurance Agency, we know that choosing the right retirement savings and investment products can be a nightmare of acronyms and abbreviations: RESPs, TFSAs, GIOs...We take time to fully understand your financial position and goals before we mention products. We'll explain the pros and cons of each alternative so you can have the confidence that you’ve made an informed decision. As experts in retirement and estate planning, we are very happy to talk to you if you're working now, but polishing the golf clubs in expectation!

Our retirement and investment solutions include:

 

Individual and Group Registered Retirement Savings Plan (RRSP)

Contributing to an RRSP is still one of the most popular and tax-effective ways of saving for your retirement.

 

Registered Retirement Income Fund (RRIF)

Once retired, taking an income from a RRIF is a flexible and tax-effective way to withdrawal from your RRSP.

 

Registered Education Savings Plan (RESP)

Let the federal government help you save for your child or grandchild’s education with an RESP.

 

Tax-Free Savings Account (TFSA)

A type of investment account, a TFSA allows you to earn investment income and generate capital gains that will not be taxed upon withdrawal.

 

Guaranteed Interest Options

With a GIO and a named beneficiary you get the additional benefits of an insurance policy.

 

Segregated Funds

Segregated fund policies offer a long-term investment with death benefit and maturity guarantees that go directly to your named beneficiaries, bypassing probate.

 

Annuities

Annuities can provide guaranteed payments to meet your fixed-income needs in retirement or other periods of your life.

 

Why plan for your future

It's all too easy to sit back and say "Well, I'll have Canada Pension Plan and Old Age Security" or "My company’s pension plan will see me through", but with all of us living longer, will either be enough to sustain your lifestyle through (potentially) 30+ years of retirement? By putting in place tax-effective savings accounts and investment products while you are still working,  you are helping ensure extra income is available when you want to take it easy.

Estate Planning 

Whether you own property, a business or have savings, proper and thorough estate planning can save your family the hassle and heartache of dealing with your financial affairs upon your death. In addition, you can save them considerable expense in probate fees, taxes and other liabilities - call us for an appointment and we'll guide you through your options.

At Ian C Moyer, we are experienced financial security advisors, and our one aim is to help ensure your financial future is as secure as possible. Call us for a no obligation chat through your requirements and current pension provisions (if any) at 1-800-565-5444.

Contact Information

 

Phone: 1 519 485 5801

Toll Free: 1 800 565 5444

hello@ianmoyer.com
Fax: 1 519 425 1207

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