Products and Services

Insurance Solutions

Term Life Insurance

Term life insurance provides the most coverage for the lowest initial cost.

Permanent Life Insurance

Permanent life insurance protects you for your lifetime by building savings that you can draw on later and providing a death benefit.

Disability Insurance

Your ability to earn an income is your most valuable asset. Could you meet your daily financial needs if you were unable to work?

Critical Illness Insurance

Provides you with the financial resources to help pay for additional personal, family or business expenses that often accompany a critical illness or condition.

Health & Dental Coverage

Enhanced healthcare plans can help protect you against unexpected health and dental expenses that your provincial government doesn’t cover.

Retirement & Investment Solutions

Individual and Group RRSPs

Contributing to an RRSP is still one of the most popular and tax-effective ways of saving for your retirement.

RESPs

Consider saving for your child or grandchild’s education with an RESP. When you contribute to this type of registered plan, the federal government provides a grant to help you reach your goals faster.

TFSAs

The TFSA, a type of investment account, allows you to earn investment income and generate capital gains from eligible investments tax-free.

Guaranteed Interest Options

With a GIO and a named beneficiary you get the additional benefits of an insurance policy such as bypassing probate, legal and other estate fees on death.

Segregated Funds

Segregated fund policies offer a long-term investment with death benefit and maturity guarantees. These guarantees are options within an insurance policy, other benefits are that the assets bypass the estate and potential probate fees, and go directly to your named beneficiaries.

Annuities

Annuities can provide guaranteed payments to meet your fixed-income needs. A payout annuity is a financial product that pays you a regular income for a fixed period or the rest of your life.